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High Interest 检查

概述

  • Potential to earn dividends as high as 年 on balances up to $20,0001
  • Unlimited transactions
  • 借记卡
  • 元素 Visa® debit card offers control, 安全, and convenience of paying at retailers with a tap, 一个刷, 或者一个芯片

A Good Option If:

  • You want the flexibility of a traditional checking account while you earn dividends
  • You maintain a high average daily balance
  • Trade-off: Requires 15 qualifying transactions each statement cycle (such as using your debit card)

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High Interest 检查 股息 率  年 
Balances up to $20,000 1.98% 2.00%
Balances > $20,000 0.10% 0.10%
Non-Qualifying 率 0.05% 0.05%

High Interest 检查 Account Annual Percentage Yield (年) effective as of December 1, 2021, is variable and may change after account is opened without notice. 年是2.00% on balances up to $20,000 and 0.10% on balances greater than $20,000 on accounts with 15 qualifying transactions per statement cycle. Only the following are qualifying transactions: 借记卡 purchases, 检查, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. 股息s will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05%的年. Fees may reduce earnings.

概述

  • No minimum balance
  • Unlimited transactions
  • 元素 Visa® debit card offers control, 安全, and convenience of paying at retailers with a tap, 一个刷, 或者一个芯片

A Good Option If:

  • You use direct deposit, are 50 or older, or under age 25—no monthly fee!
  • You don't want to have to maintain a minimum balance
  • Trade-off: Account earns no interest

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概述

  • For students ages 15 to 24
  • No minimum balance
  • No overdraft fees
  • Unlimited transactions
  • 元素 Visa® debit card offers control, 安全, and convenience of paying at retailers with a tap, 一个刷, 或者一个芯片

A Good Option If:

  • You are a student that wants the flexibility of no minimum balance with the 安全 of no overdraft fees
  • You want to teach your child how to manage their money

马上申请

或打电话 1-

Continue Application

  1. 1 High Interest 检查 Account Annual Percentage Yield (年) effective as of December 1, 2021, is variable and may change after account is opened without notice. 年是2.00% on balances up to $20,000 and 0.10% on balances greater than $20,000 on accounts with 15 qualifying transactions per statement cycle. Only the following are qualifying transactions: 借记卡 purchases, 检查, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. 股息s will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05%的年. Fees may reduce earnings.
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